零存整取

língcúnzhěngqǔ

零存整取 — língcúnzhěngqǔ

1. A banking practice of depositing small sums regularly and withdrawing the whole amount at maturity; make periodic deposits and take out the lump sum.

   很多人选择零存整取来积攒退休储蓄。 hěnduō rén xuǎnzé língcúnzhěngqǔ lái jīzǎn tuìxiū chǔxù — Many people choose to make regular small deposits and withdraw the lump sum to save for retirement.